Personal Savings
Planning ahead pays off.
Savings Account
Crafted specially to help you save for that next vacation, a new car, or just a rainy day. Whatever you’re saving for, maintain a daily balance of $100 and the service charge is waived.
- $100 minimum to open an account
- Six free withdrawals or transfers per month, a $1 service charge for each additional withdrawal
- Free internet banking and mobile banking with bill payment
- A $5 service charge per quarter applies only if your daily balance falls below $100
Money Market Account
An account with higher-yielding rates and flexibility. Maintain a $2,500 daily balance and the service charge is waived.
- $100 minimum to open an account
- Six transfers, withdrawals, or third party checks per month, a $10 charge for each additional item will apply
- Tiered rates available for accounts with higher balances
- Free internet banking and mobile banking with bill payment
- Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
- The first order of Encore Bank checks are free
- A $10 service charge per month applies only if your daily balance falls below $2,500
Certificate of Deposit (CD)
A savings product with a fixed interest rate and fixed maturity date.
At Encore Bank, we understand that each of our clients’ savings needs is as unique as they are. That’s why we offer a variety of CDs to help meet those savings needs. A team member at Encore Bank looks forward to helping you select the account that is right for you.
Individual Retirement Account (IRA)
An investment account designed for building your retirement savings.
Researching your long-term savings goals are a critical step in reaching your dreams. At Encore Bank, our team is looking forward to helping you select the IRA account that is right for you and your goals.
Health Savings
Set aside money on a pre-tax basis to pay for medical expenses including deductibles, copayments, insurance, and additional costs. A tax-favored interest-earning account that can be funded by the employer, the employee, or a qualified third party for qualified medical expenses.
- $25 minimum to open an account
- Unlimited Transactions
- Free internet banking and mobile banking with bill payment
- Free debit card that can be used at any ATM nationwide without a transaction service charge
- A $3 paper statement fee waived when enrolled in eStatements
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