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Essential Checking Account

A checking account designed to provide you with affordable and easy access.

  • $50 minimum to open an account
  • Unlimited transactions
  • Free internet banking and free mobile banking with bill payment
  • Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
  • The first order of Encore Bank checks are free
  • $3 paper statement fee waived when enrolled in eStatements

Trust that Delivers

Premier Checking Account

An easy-to-use interest-bearing checking account. Maintain a $1,000 balance and the service charge is waived.

  • $100 minimum to open an account
  • Unlimited transactions
  • Tiered interest rates
  • Free internet banking and mobile banking with bill payment
  • Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
  • The first order of Encore Bank checks are free
  • A $10 service charge applies only if your minimum daily balance falls below $1,000

Credit Cards

We are proud to offer a local credit card with global purchasing power. The Encore Platinum from Mastercard® is designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs.

Apply for a Credit Card
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