Personal Checking
Explore our two personal checking accounts to determine the option that is right for you.
Essential Checking Account
A checking account designed to provide you with affordable and easy access.
- $50 minimum to open an account
- Unlimited transactions
- Free internet banking and free mobile banking with bill payment
- Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
- The first order of Encore Bank checks are free
- $3 paper statement fee waived when enrolled in eStatements
Premier Checking Account
An easy-to-use interest-bearing checking account. Maintain a $1,000 daily balance and the service charge is waived.
- $100 minimum to open an account
- Unlimited transactions
- Tiered interest rates
- Free internet banking and mobile banking with bill payment
- Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
- The first order of Encore Bank checks are free
- A $10 service charge per month applies only if your daily balance falls below $1,000
Credit Cards
We are proud to offer a local credit card with global purchasing power. The Encore Platinum from Mastercard® is designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs.