Personal Checking

Explore our two personal checking accounts to determine the option that is right to you.

Essential Checking Account

A checking account designed to provide you with affordable and easy access.

$50 minimum to open an account
Unlimited transactions
Free internet banking and free mobile banking with bill payment
Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
The first order of Encore Bank checks are free
$3 paper statement fee waived when enrolled in eStatments

Premier Checking Account

An easy-to-use interest-bearing checking account. Maintain a $1,000 daily balance and the service charge is waived.

$100 minimum to open an account
Unlimited transactions
Tiered interest rates
Free internet banking and mobile banking with bill payment
Free ATM or debit card that can be used at any ATM nationwide without a transaction service charge
The first order of Encore Bank checks are free
A $10 service charge per month applies only if your daily balance falls below $1,000

Credit Cards

We are proud to offer a local credit card with global purchasing power. The Encore credit card from Visa® is the card suited for your every need and provided by the bank you can trust. Live luxuriously with the Encore credit card of your choice.