Explore our two personal checking accounts to determine the option that is right for you.
A checking account designed to provide you with affordable and easy access.
$50 minimum to open this account
Online banking and mobile banking with bill payment at no additional charge
Includes debit card that can be used at any ATM nationwide without a transaction service charge
The first order of Encore Bank checks are included in your account
$3 paper statement fee waived when enrolled in eStatments
An easy-to-use interest-bearing checking account. Maintain a $1,000 daily balance and the service charge is waived.
$100 minimum to open
Tiered interest rates
Online banking* and mobile banking* with bill payment at no additional charge
The first order of Encore Bank checks are included
A $10 service charge per month applies only if your daily balance falls below $1,000
*Third party fees may apply for data connection